I'm Chris Hagelgans, an independent health insurance broker. I compare private and marketplace plans and match you with coverage that fits your health, your budget, and your life — at no cost to you.
No call center, no bait-and-switch quote — just a straight process from first call to lifetime support.
10–15 minutes on the phone to understand your doctors, prescriptions, current coverage, health status, and budget.
I compare what's available in your state and narrow it down to the lowest rate with the strongest benefits for your needs.
I walk you through exactly how your plan works, get you enrolled, and stay on call for claims, renewals, and questions for the life of the policy.
There's no one-size-fits-all in health insurance — the right fit depends on your health, income, and what you actually qualify for.
Most of my clients qualify for a private plan — I'll tell you honestly which one fits during our call.
Same plans, same prices as going straight to a carrier — but with someone in your corner for the life of your policy.
Brokers are paid by the insurance carriers, not by you. Your premium is the same whether you use me or sign up alone.
I'm not tied to a single carrier. My job is finding what actually fits your health and budget — not pushing one company's product.
You get my direct line and email — not a 1-800 number, a hold queue, or a different rep every time you call.
A confusing bill, a denied claim, an annual renewal — I'm still here after the sale, not just during it.
Real feedback from people I've helped find coverage — pulled from Google and shared directly with me.
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Trust shouldn't require a leap of faith. My license and National Producer Number are public record.
Tell me a little about what you need, or grab time directly on my calendar — whichever's easier.