● Licensed Independent Broker

Health coverage, explained by someone who actually picks up the phone.

I'm Chris Hagelgans, an independent health insurance broker. I compare private and marketplace plans and match you with coverage that fits your health, your budget, and your life — at no cost to you.

No cost to you Independent & unbiased Licensed & appointed
Chris Hagelgans, licensed independent health insurance broker
Licensed Broker
NPN 21612511
01
01 — How It Works

Three steps. Zero stress.

No call center, no bait-and-switch quote — just a straight process from first call to lifetime support.

01

A quick call

10–15 minutes on the phone to understand your doctors, prescriptions, current coverage, health status, and budget.

02

I find your plan

I compare what's available in your state and narrow it down to the lowest rate with the strongest benefits for your needs.

03

Enroll, then I stay on

I walk you through exactly how your plan works, get you enrolled, and stay on call for claims, renewals, and questions for the life of the policy.

Know Your Options

ACA marketplace vs. private health plans

There's no one-size-fits-all in health insurance — the right fit depends on your health, income, and what you actually qualify for.

ACA / Marketplace Plans

  • Best fit if you have a pre-existing condition or need maternity coverage
  • Guaranteed issue — no medical underwriting required
  • Can get expensive fast if you don't qualify for a subsidy
  • Usually built on HMO or EPO networks with a limited provider list
  • Pricing is tied to income, and subsidies may need to be repaid at tax time

Most of my clients qualify for a private plan — I'll tell you honestly which one fits during our call.

Why A Broker

Why people choose to work with me directly

Same plans, same prices as going straight to a carrier — but with someone in your corner for the life of your policy.

No cost to you

Brokers are paid by the insurance carriers, not by you. Your premium is the same whether you use me or sign up alone.

Independent & unbiased

I'm not tied to a single carrier. My job is finding what actually fits your health and budget — not pushing one company's product.

Direct access, not a call center

You get my direct line and email — not a 1-800 number, a hold queue, or a different rep every time you call.

Support that doesn't disappear

A confusing bill, a denied claim, an annual renewal — I'm still here after the sale, not just during it.

In Their Words

Client reviews

Real feedback from people I've helped find coverage — pulled from Google and shared directly with me.

★★★★★

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Google review
★★★★★

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Client testimonial
★★★★★

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Client testimonial
Credibility

Verify me — it takes about a minute

Trust shouldn't require a leap of faith. My license and National Producer Number are public record.

  • NameChristopher Hagelgans
  • NPN21612511
  • Licensed in16 states
  • BusinessHagelgans Health Advisors
See All 16 Licenses →
Licensed in 16 States
NPN 21612511
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Get Started

Let's find your coverage

Tell me a little about what you need, or grab time directly on my calendar — whichever's easier.

Inquire About Coverage JotForm embed goes here — routes new inquiries by email + text alert, and syncs automatically into Ringy CRM via Zapier webhook.
Hagelgans Health Advisors is an independent insurance brokerage. Christopher Hagelgans is a licensed insurance producer (NPN 21612511) in Florida, Texas, Georgia, and Mississippi. Submission of your information constitutes permission to be contacted about health and life insurance options. Not affiliated with or endorsed by any government agency. Plan availability, pricing, and eligibility vary by state and individual circumstances.